See your financial future clearly
with Adaptive Planning See your financial future clearly
with Adaptive Planning

The essential budgeting features are completely free to use on our website and mobile apps. You can create budgets, track expenses, and manage your finances at no cost - even use AI with our "Bring Your Own AI" approach. Premium features are available for $11.99 per month and include integrated AI for budget creation and reconciliation, 5-year history tracking, and increased limits on current and upcoming features. Most features are completely free, and we only charge for ones that incur significant costs.

We keep our infrastructure costs minimal through efficient cloud services and our innovative "Bring Your Own AI" approach for free users. To further support the platform, we also display custom in-house ads that promote our direct partners and affiliates. These ads never use trackers, cookies, or personal data, and simply help introduce users to services we genuinely recommend.

Our premium subscriptions at $11.99/month help support the platform while providing integrated AI budget creation / reconciliation and high value cost-intensive features. This creates a sustainable model where everyone benefits from our powerful budgeting tools.

We designed our budgeting tool to be easy for anyone to use, regardless of their financial experience. We focus on simplicity and clarity, presenting your financial picture in a way that's easy to understand and act on.

We focus on powerful functionality that's actually easy to use. Our goal is to provide as many features as possible for free, without overwhelming you with complexity. Budgeting should be straightforward, not a chore.

Our interactive planner offers both grid and calendar views with drag-and-drop functionality, making it simple to adjust your budget by moving events around. You can visualize your finances by pay period, helping you plan when bills are due relative to when you get paid.

Premium subscribers can create public budgets to transparently share what you're doing in real time using a simple link. Plus, you can share budgets privately with up to 5 people with customizable permissions.

Our web version works on all modern browsers (Chrome, Safari, Firefox, Edge) on desktop and laptop computers running Windows, macOS, or Linux, as well as mobile devices running iOS or Android. A dedicated Android app is coming soon.

Yes! You have multiple options:

Web Version: Use our budgeting tool at my.eb.app on any device - desktop, tablet, or mobile. It's designed to work seamlessly across all your devices with automatic syncing.

Mobile App: A native Android app is coming soon, providing the same features with a native mobile experience.

All versions keep your budget data in sync across all your devices, so you can switch between them as needed. Premium features including integrated AI assistance are available for $11.99/month through either web or in-app subscription.

Free Features: Create budgets and accounts. AI-assisted budget creation with "Bring Your Own AI". Set up income and expense categories with custom icons and colors. Add budget items with flexible recurring schedules. View upcoming transactions in the interactive planner. Mark transactions as paid or resolved. Visualize your budget data with dynamic charts. Export your budget data in Excel or CSV format. Backup your budgets in JSON format.

Premium Features ($11.99/month): Integrated AI budget creation and reconciliation (enabled by default, can be disabled). 5-year history tracking. Increased limits on current and upcoming features. No need for external AI accounts - everything built-in. More premium features coming soon.

Everything syncs across all your devices, giving you a complete picture of your finances in one simple tool.

Yes! We offer two ways to use AI for budget creation:

Free Users: Our "Bring Your Own AI" approach lets you use your own AI accounts. We provide you with a structured prompt, you paste it into your preferred AI chat, and paste the generated budget back.

Premium Users ($11.99/month): Get seamless, integrated AI assistance directly within the app. Simply upload your transactions and our AI will automatically analyze them and create your budget behind the scenes. We use Google AI to intelligently categorize and organize your finances. Your data is always processed securely with enterprise-grade encryption.

Visit our Support & Community page for assistance. We're committed to helping you get the most out of your budgeting experience.

Most users find the tool intuitive and get started easily. Our AI budget creation feature with "Bring Your Own AI" can help you set up your first budget in minutes. We're also creating helpful video guides (coming soon).