PLAN • ADAPT • REAX PLAN • ADAPT
REAX PLAN • ADAPT • RELAX

The essential budgeting features are completely free to use on our website and mobile apps. You can create budgets, track expenses, and manage your finances at no cost with no expiration. You can even use AI with our "Bring Your Own AI" approach.

A premium plan is available for features that incur significant costs. Most features are completely free.

We keep our infrastructure costs minimal through efficient cloud services and our innovative "Bring Your Own AI" approach. To further support the platform, we display affiliate recommendations in our Picks tab. As an Amazon Associate, we earn from qualifying purchases. These never use trackers, cookies, or share your personal data. See our Privacy Policy for details.

A premium plan is available with integrated AI and other cost-intensive features. This creates a sustainable model where everyone benefits from our powerful budgeting tools.

We designed our budgeting tool to be easy for anyone to use, regardless of their financial experience. We focus on simplicity and clarity, presenting your financial picture in a way that's easy to understand and act on. Our goal is to provide as many features as possible for free without overwhelming you with complexity. Budgeting should be straightforward, not a chore.

Our interactive planner offers grid and calendar views with drag-and-drop functionality. Adjust your budget by simply moving events around. Interactive dynamic charts let you visualize and budget from your favorite view. See your finances by pay period to plan when bills are due relative to when you get paid.

With our premium plan, you can create public budgets to transparently share what you're doing in real time using a simple link. Perfect for content creators and financial coaches. Plus, you can privately share budgets with up to 5 people and control who can view or edit.

Our web version works on all modern browsers (Chrome, Safari, Firefox, Edge) on desktop and laptop computers running Windows, macOS, or Linux, as well as mobile devices running iOS or Android.

You can also install the app directly to your phone's home screen from your browser in just a few taps:
Learn how to install on mobile

Yes! You have multiple options:

Web Version: Use our budgeting tool at my.eb.app on any device - desktop, tablet, or mobile. It's designed to work seamlessly across all your devices with automatic syncing.

PWA App: Install Essential Budget directly to your home screen on iOS or Android using our Progressive Web App. No app store required.
Learn how to install on mobile

All versions keep your budget data in sync across all your devices, so you can switch between them as needed. Premium features including integrated AI budget creation and reconciliation are available for $11.99/month through either web or in-app subscription.

Free Features

• Create up to 3 budgets per month
• Theming (BYOAI or manual)
• AI Budget Generation with Bring Your Own AI
• Categories and Subcategories
• Drag-and-Drop Planner with Grid and Calendar Views
• Export to CSV or Excel
• Dynamic Charts by Period and Date Range
• Real-Time Updates
• Up to 5 years of transaction history
• Backup your budgets in JSON format

Premium Features

• All Free features included
• Create up to 10 budgets per month
• Theming (Integrated AI) with publishing
• AI Budget Generation and Reconciliation with Integrated AI
• 10 community icon set downloads per month
• Bank Account Linking (Coming Soon)
• Public Budget Creation
• Shared Budgets with up to 5 people

Everything syncs across all your devices, giving you a complete picture of your finances in one simple tool.

Check out new features coming soon on our Roadmap.

Yes! We offer two ways to use AI for budget creation:

Free Users: Our "Bring Your Own AI" approach lets you use your own AI accounts. We provide you with a structured prompt, you paste it into your preferred AI chat, and paste the generated budget back.

Premium Users: Enjoy seamless, integrated AI budget creation and reconciliation directly within the app. Simply upload your transactions and our AI will automatically analyze them and create your budget behind the scenes. We use Google AI to intelligently categorize and organize your finances. Your data is always processed securely with enterprise-grade encryption.

Visit our Support page for assistance. We're committed to helping you get the most out of your budgeting experience.

Most users find the tool intuitive and get started easily. Our AI budget creation feature with "Bring Your Own AI" can help you set up your first budget in minutes.

Video guides are available on our feature pages. Click the feature cards to watch them. More guides coming soon!